Credit Repair Myth – Checking Your Credit Score

What can affect your score negatively is applying for new credit, considered a “hard hit.” By ordering a copy of your own credit report or inquiries from lenders wanting to offer you credit is considered a “soft hit” and will not affect your score.

When you search for a loan do so within a short period of time to minimize the damage from multiplecredit inquiries.

The credit score algorithym considers multiple inquiries in a 45-day period as just a single inquiry and won’t pay attention to the inquiries made 30 days prior the score being computed

43 Responses to “Credit Repair Myth – Checking Your Credit Score”

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